Financing

Financing

Financing Available

Clear, transparent terms. Fair rates. No prepayment penalties.

Low Monthly Payments. Learn More

Pay Over Time

We provide easy and affordable financing through our partner, PayPlan by RBC™, so you can pay for your purchase over time.

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.



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Questions? Check the PayPlan by RBC™ FAQs. TM Trademark of Royal Bank of Canada. Used under licence.

At ref., we specialize in crafting top-quality solid wood furniture, offering both ready-made pieces and bespoke solutions to suit your individual taste. Our custom wood furniture is designed with your preferences in mind, allowing you to choose the materials, dimensions, and finishes that reflect your unique style. Our solid wood dining tables are known for their durability and unique design, perfectly blending functionality and style. Whether you're looking for wood chairs, solid wood bed frames, or fully customized creations, our collection offers something for everyone. Explore our range of wood furnitures today and bring the warmth and personal touch of woodcraft into your home.